Experience working in financial institutions banks and private businesses.
Experience supporting loan proposal development process.
Ability to analyze loan documentation and prepare financial statements.
Strong communication and presentation skills
Ability to quickly grasp key Agricultural concepts and Islamic Lending.
Knowledge of Islamic Financing is a plus.
A university degree preferably in Business Administration Economics or related field.
2 years of progressively responsible experience in credit.
Fluent English excellent Pashto and Dari.
Duties & Responsibilities
Manages relationships with key ADF clients in Daikundi Province with the support of the supervisor.
Conduct pre-qualification assessments of ADF lending prospects.
Work closely with Agriculture companies Associations Cooperatives and Financial Institutions to develop financing arrangements necessary for the loan.
Analyze loan applications verifying creditworthiness and economic viability of the proposed loans.
Responsible for preparation of Loan Application packages as per ADF credit standards
Present Loan package to ADF Management Credit Committee and MAIL-USAID Credit Committee.
Develop and appraise loan proposals in various stages like the preliminary scrutiny working out on financial viability/bankability (balance sheet analysis cash flows projection ratio analysis sensitivity analysis etc.).
Make sure that the proposed loan applications are financially and technically feasible to invest in a certain period and provides inputs to ADF decision-makers in different stages of their decisions to make sure that the proposed ADF loan assists the Afghan Agribusinesses and to reduce the risk for both parties (ADF and its clients).
Arranging of Credit Shuras and other marketing activities with the collaboration of Regional Supervisor.
Ensure legal contracts and loan disbursements documents are accurate and complete.
Manage ongoing relationships with the clients after the disbursement and have regular visits.
Follow up regularly with the existing clients to ensure timely repayments.
Must be involved in marketing activities and ensure the targets given are achieved.
Any other responsibilities as assigned by supervisor.
All interested qualified applicants are encouraged to send their CV and Cover Letter indicating the position title and vacancy number (ADF- 151 ) in the subject line before the closing date to the below email address.