A proactive problem solver with excellent credit and analytical skills
Strong interpersonal and communication skills
Attention to detail and multitasking abilities
A result oriented team player honest and of high integrity Ability to work with minimum supervision
Hands on PC skills especially spreadsheets and core banking systems
Sound risk awareness
Proficient skills in Microsoft Word Excel and Outlook are required.
Duties & Responsibilities
Helping hand to CAD Manager in managing the daily administration for loan documentation in full compliance with the internal standards and external regulatory requirements
Review loan documents and liaise with internal and external parties to ensure proper and efficient delivery of credit administration duties
Conduct periodical review on loan administration policy and procedures to streamline workflow
Control the recording deposit and withdrawal of the security documentations properly
Generate review and maintain loan disbursement reports for presentation to credit committees and provide monthly reports on the same in accordance to the credit policy and guidelines.
Ensure all lending Documentation is complete as per the Company Policy and Procedures with respect to amount of finance terms and conditions borrower’s borrowing mandate authorized signatory etc.
Updates and maintains records on the Document Tracking System
Ensure that there is a robust process for the safe custody and control of all security documents
Ensure compliance with the internal policy credit approval terms and conditions regulatory ratio / policies etc. complete set of documentation Is complete and verification thereof before approving any new finance request
Responsible for collateral valuation collateral monitoring and collateral reconciliation with original documents weekly monitoring of any pledged shares value to ensure compliance of coverage ratio and advise Corporate Credit to request top up in case of depreciation of pledge share price.
Approval from relevant authorities is held for deferral / waiver of incomplete documents
Ensuring post disbursement compliance with approved terms and conditions assignment of rights review expiry of credits progress payment insurance post fact mortgage etc
Review daily system credit monitoring and management reports and identify non performing accounts with irregularities and proactively follow-up to ensure corrective action taken in line with credit policy.
Monitor all irregularities past dues documentation deficiencies etc. and report to Senior Management
Updating and preparing various MIS reports trackers and other systems
Respected Applicants are kindly requested to submit a comprehensive cover Letter along with a copy of their updated Curriculum vitae (CV)/Resume to [email protected] Please note only shortlisted candidates will be contacted for further recruitment process.