Officer-CAD (Credit Administration Department)

Vacancy Number:AZB/HO/CRE/001
Title: Officer-CAD (Credit Administration Department)
Category:Banking
Duration:Permanent
Exp.: 2019-08-24-(1 Month From now)
Jobs no:1
Salary:As per salary scale of the organization
Gender:Male/Female

Location

Organization: Azizi Bank | About Azizi Bank
City: Kabul
Country: AF

Qualification

Education:
Work Experience: Years
Qualification:

A proactive problem solver with excellent credit and analytical skills

Strong interpersonal and communication skills

Attention to detail and multitasking abilities

A result oriented team player honest and of high integrity Ability to work with minimum supervision

Hands on PC skills especially spreadsheets and core banking systems

Sound risk awareness

Investigative skills

Proficient skills in Microsoft Word Excel and Outlook are required.


Duties & Responsibilities

Helping hand to CAD Manager in managing the daily administration for loan documentation in full compliance with the internal standards and external regulatory requirements

Review loan documents and liaise with internal and external parties to ensure proper and efficient delivery of credit administration duties

Conduct periodical review on loan administration policy and procedures to streamline workflow

Control the recording deposit and withdrawal of the security documentations properly

Generate review and maintain loan disbursement reports for presentation to credit committees and provide monthly reports on the same in accordance to the credit policy and guidelines.

Ensure all lending Documentation is complete as per the Company Policy and Procedures with respect to amount of finance terms and conditions borrower’s borrowing mandate authorized signatory etc.

Updates and maintains records on the Document Tracking System

Ensure that there is a robust process for the safe custody and control of all security documents

Ensure compliance with the internal policy credit approval terms and conditions regulatory ratio / policies etc. complete set of documentation Is complete and verification thereof before approving any new finance request

Responsible for collateral valuation collateral monitoring and collateral reconciliation with original documents weekly monitoring of any pledged shares value to ensure compliance of coverage ratio and advise Corporate Credit to request top up in case of depreciation of pledge share price.

Approval from relevant authorities is held for deferral / waiver of incomplete documents

Ensuring post disbursement compliance with approved terms and conditions assignment of rights review expiry of credits progress payment insurance post fact mortgage etc

Review daily system credit monitoring and management reports and identify non performing accounts with irregularities and proactively follow-up to ensure corrective action taken in line with credit policy.

Monitor all irregularities past dues documentation deficiencies etc. and report to Senior Management

Updating and preparing various MIS reports trackers and other systems


Submission Guideline

Respected Applicants are kindly requested to submit a comprehensive cover Letter along with a copy of their updated Curriculum vitae (CV)/Resume to [email protected] Please note only shortlisted candidates will be contacted for further recruitment process. 

Email: [email protected]
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