Credit Officer

شناسه پست:ADF-100
عنوان: Credit Officer
دسته بندی:Business Development
مدت:Open ended
تاریخ ختم: 2019-07-21-(6 روز مانده)
تعداد نفر:1
معاش:As per ADF Salary Scale
جنسیت:مرد یا زن


کارفرما: Agricultural Development Fund | درباره Agricultural Development Fund
شهر: بامیان
کشور: AF


تحصیلات:A University degree preferably in Business Administration.
تجربه کاری:At least 3 سال

  • Experience working in financial services banks and in private business.

  • Experience supporting loan proposals development process.

  • Ability to analyze loan documentation and prepare financial statements.

  • Very good communication and presentation skills.

  • Ability to grasp key agricultural concepts and value chain.

  • Knowledge of Islamic Financing is plus.

  • A university degree preferably in Business Administration Economics or related field.

  • At least 3 years of progressively responsible experience.

  • Working experience at regional and provincial level prior work experience with banks and International organizations.

  • Fluent English excellent Pashto and Dari.


  • Work closely with the agricultural companies associations and cooperatives as well as financial institutions to develop financing arrangements necessary for the loans.

  • Develop and appraise loan proposals in various stages like the preliminary scrutiny working out on financial viability/bankability (balance sheet analysis cash flows projection ratio analysis sensitivity analysis etc.).

  • Support agricultural value chain technical specialists to manage credit risk by assessing the technical feasibility of the loan applications and provides required training and TA to the ADF borrowers in production processing and market development increasing their likelihood of success and therefore increasing the probability of repayments.

  • Make sure that the proposed loan applications from the different provinces are financially and technically feasible to invest in certain period of time and provides inputs to ADF decision makers in different stages of their decisions in order to make sure that the proposed ADF loan assists the Afghan Agribusinesses and also to reduce the risk for both parties (ADF and its clients).

  • Arranging of Credit Shuras and other marketing activities with the collaboration of Regional Supervisor.

  • Ensure legal contracts and loan disbursements documents are accurate and complete.

  • Manage on-going relationship with the clients after the disbursement and have regular visits.

  • Follow up regularly with the existing clients to ensure timely repayments.

  • Ensure the targets given are achieved.

  • Any other responsibilities as assigned by management. 

طریقه ارسال درخواستی

All Interested qualified applicants are encouraged to send their CV and Cover Letter indicating the position title and vacancy number ( ADF - 100) in the subject line before closing date to the below email address.



ایمیل: [email protected]