Deputy Head of Credit Administration (Re-Announced)

شناسه پست:AZB/HRD/CAD/001
عنوان: Deputy Head of Credit Administration (Re-Announced)
دسته بندی:بانکداری
مدت:Permanent
تاریخ ختم: 2020-08-25-(2 هفته مانده)
تعداد نفر:1
معاش:As per the Organization's Salary Scale
جنسیت:مرد یا زن

مکان

کارفرما: Azizi Bank | درباره Azizi Bank
شهر: کابل
کشور: AF

شرایط

تحصیلات:Master Degree preferably in Business Administration or finance from a reputed University
تجربه کاری:6 of Banking Experience سال
شرایط:

  • Master Degree preferably in Business Administration or finance from a reputed University.

  • Hands on experience of Credit Admin work experience with different core banking system including Oracle Flex Cube is a benefit. At least 6 years of experience in micro-finance and SME financial institute and Bank. Priority for 4 years working experience in equivalent recruited position

  • English fluency

  • Expert in office computing and skill in preparing the documentations

  • Skill in communication and negotiation

  • Skill in analysis problem solving.

  • Skill in making plan and work co-ordination.

  • Skill in team management organization planning.

  • Skill in work independently as well as in team.

  • Being diligent honest detailed careful and accurate.

  • Sense of responsibility and high compliance.


وظایف


  • Periodic review of credit administration processes and relevant policies.

  • Handle a team in managing the daily administration for loan documentation in full compliance with the internal and external regulatory requirements.

  • Assist Head of CAD to develop collections and recoveries strategies and loan book performance assessments.

  • Generate review and maintain loan disbursement reports for presentation to credit committee and provide monthly reports on the same in accordance to the credit policy and guidelines.

  • Ensure that there is a robust process for the safe custody and control of all security documents

  • Review daily system credit monitoring and management reports and identify non performing accounts with irregularities and proactively follow-up to ensure corrective action taken in line with credit policy

  • Monitor all loan book irregularities PAR/NPA past dues documentation deficiencies etc. and flag to Head of CAD.

  • Ensure all lending Documentation is complete as per the Bank Policy and Procedures with respect to amount of finance terms and conditions borrower’s borrowing mandate authorized signatory etc.

  • Preparing reviewing circulating documentation deficiency (expired / deferred documents) reports and following up for its timely submission / renewal

  • Check and authorize transactions on computer software system daily loan collections loan disbursement loan classification etc…

  • Work with IT risk and other support functions to improve controls and CAD duties in the bank.

  • Conduct periodical review on loan administration policy and procedures to streamline workflow

  • Responsible for collateral valuation collateral monitoring and collateral reconciliation with original documents

  • Responsible for collateral valuation collateral monitoring and collateral reconciliation with original documents

  • Ensuring post disbursement compliance with approved terms and conditions assignment of rights review expiry of credits progress payment insurance post fact mortgage etc.

  • Physical inspection on case to case basis of collateral.

  • Control the safekeeping of the executed documentation till the life of the credit facilities. 

  • Be responsible for department’s operations in case that the Department Head is absent within the authorized limit.

  • Develop co-ordination and link with other functional / departmental managers for solving day to day problems and ensure to provide highest level of services to other departments

  • Monitor all the internal & external communication of the department.

  • Train and support the other CAD staff.

  • Performing other tasks and duties assigned by the Department Head


طریقه ارسال درخواستی

Respected Applicants are kindly requested to submit a comprehensive motivational Letter along with a copy of their updated Curriculum vitae (CV)/Resume to [email protected] Please note only shortlisted candidates will be contacted for further recruitment process.

Female Candidates are highly encourage to apply. 

ایمیل: [email protected]
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